Buy a second home or rent the season?
A place in the sun is a lifestyle decision first. But it's also one of the largest purchases of your retirement, so it's worth seeing the numbers before you commit. Enter your own figures below and compare the full cost of owning against renting the same weeks each year.
This is an educational estimate built entirely on the assumptions you enter. It is not a forecast, a recommendation, or tax advice. Appreciation and investment returns are not guaranteed.
If you buy Own
The price plus everything it costs to keep, minus what you get back when you sell.
If you rent each winter Rent
What it costs to rent a comparable place for the months you'd actually be there.
Your assumptions
The two numbers that move the answer the most.
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When does owning pull ahead?
Cumulative cost if you exit in any given year. Where the lines cross is the point owning starts to win.
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